E.H.Hutton Nationwide Insurance programs saves you time and money
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Everything you need to know about Contractors Insurance is here.
Read or Download Now
Get the ebook Now
Everything you need to know about Contractors Insurance is here.
Read or Download Now
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Todo lo que necesita saber sobre los seguros para contratistas está aquí.
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We write lines of business for the following Categories below
Appetite Guide - What We Insure
Manufacturing
Retail
Services
Restaurants
Garage
Technology
Professional Office
Farms/Ranches
Wholesale/ Distribution
Real Estate/Lessor Risk Habitational
Religious Institutions & Associations
Professional Liability
To See Sub-Catagory's Click Learn More
Commercial Truck Insurance - Nationwide
Program 1
- For companies with 1 to 25 power units
- For most traditional trucking operations including
dry freight, reefer, flatbed & intermodal - Radius: All radius, including short & long-haul
- Equipment age: 20 years or newer
- Driving Criteria: Age 23 + years of age
- CDL: 2 + years experience
- Serious Violations: 0 in 5 years
- Violations & Accidents: Max 3, prior 3 years
Program 2
- For companies with trucks over 25 power units
- Equipment age: 20 years Plus
- Serious Violation Under 5 years
- Violations and accidents over 3, prior years
- Other classifications not mentioned on program one.
Been Turned Down Elsewhere?
We have various insurance carriers that have different underwriting criteria’s. Let our knowledgeable agents work to get you APPROVED!
Get the Coverage that you Need
General Liability Insurance
The broadest policy for third party property damage or bodily injury, general liability protects your contracting business from financial ruin due to accidents affecting third parties (non-employees). General liability can cover medical and lawsuit expenses.
Coverage Provided:
Coverage Provided:
- Third party injuries
- Property or equipment damage
- Advertising lawsuits
Commercial Building Insurance
Whether you have vacant, occupied, commercial, or residential buildings, property insurance policies can protect your company from paying for physical damage.
Coverage Provided:
Coverage Provided:
- Theft
- Vandalism
- Weather related damages
- Fire
- Installation and construction failure
Builder’s Risk
A specialized insurance policy that covers contractors and properties while a building is under renovation or ground-up construction. Builder’s risk insurance is essential for contractors to carry as other liability and property policies do not cover buildings during the construction period.
Coverage Provided:
Coverage Provided:
- Building equipment
- Cost of construction
- Property damage
Surety Bonds
Surety bonds are used to protect all parties involved in a contractual agreement to ensure the contract’s completion. They provide a financial guarantee that the work will be fulfilled as outlined in the mutually agreed upon contract.
Types Bonds Provided:
Types Bonds Provided:
- Licence and permit
- Bid bonds
- Payment bonds
- Performance bonds
Worker’s Compensation
Protects your business in the event of employee injury on the jobsite. Employees are not covered under general liability, therefore worker’s compensation is important to take care of your business and your employees.
Coverage Provided:
- Medical expenses
- Employee wages if unable to return to work
- Lawsuit expenses
Condominium Associations Insurance
Condominium Association Insurance will be used here as a blanket term used to describe many different types of community associations. There are 5 main coverages that every condo association should have:
Coverage Provided:
Coverage Provided:
- Property Coverage
- General Liability Coverage
- Fidelity Bond/Employee Dishonesty
- Directors & Officers Liability Coverage
- Building Ordinance Coverage
